12.20.2011

Working on my free photo calender for 2012

Wow, have we been busy!  With Christmas in just a few short days and several projects going on around our house, I feel like I've been running around non-stop for the past few weeks.  Ok, so maybe that's because I really have been ;)

Anyway, I'm finally sitting down to start the process of getting my 2012 personalized calender ready.  I use our old calendar as a guide and transfer over all the important dates, birthdays, anniversaries and appointments. 

I also like to add in little picture icons, just to make the calendar more fun.  Then there's my favorite part, the photos!!  For each month, I add a picture of one or both of my kiddos or a family shot that was taken from that month of the previous year.  So throughout the year, whenever we look at the calendar, we see what our kiddos looked like exactly a year earlier, which is pretty cool.

For our calendar I always wait till Vistaprint is offering a free one, which they do pretty often.  But I also have to wait until we get through atleast part of December, so that I can have a picture for each month of the year. 

Right now Vistaprint has the free photo calendar offer, so I will go ahead and pick the design I want, enter all my important dates, icons and photos.  And all I'll pay is shipping, which really isn't bad at all... around five or six bucks.  Awesome really, for a fully personalized photo calendar. 

I've been doing this for maybe four years now and I love it!  At the end of each year, I save the old calendar to reference information or dates that I may need in the future.  It's helpful to look back and see when my kiddos had doctor appointments, etc.

My lovely photo calendar hangs on our bulletin board in our kitchen.  I have a pen hanging from a hook next to it, so at anytime I can jot down appointments and such without hunting for a pen. 

It has certainly come in handy and our calendar is fun to look at throughout the year.  My kiddos look forward to seeing each month's picture and at 3 and 5 years old, they are often surprised that they looked so different in the previous year's pictures!

So, what do you do to organize your family's appointments and activities?
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October/November Credit Card Debt Recap

I am long overdue to post a recap of our debt payoff journey. So this one will cover both October and November. 

Recall that we started the year with $13,402.24 of debt on two major credit cards, plus some more on store cards.  The store cards were paid off and then we went to work on these two major cards.

Through frugal tactics and cutbacks, an increase in income, transfers to new 0% interest cards and sheer determination, we've managed to pay off over $10,000 in credit card debt this year!

At the beginning of October, our credit card totals looked like this:

Chase 1 - $0
Chase 2 - $0
CitiCard1 - $900
CitiCard2 - $3,830.00
______________________
Total - $4,730.00

And then at the end of November, our totals looked like this:

Chase 1 - $0
Chase 2 - $0
CitiCard1 - $0
Citicard2 - $3,700.00
______________________
Total - $3,700.00

In the months of October and November, we paid off $1,030 in credit card debt!

I'm so super excited that we managed to knock out another credit card.  For the next two months, I expect that our debt payoff will slow down considerably.  With Christmas coming, we had been focusing on purchasing gifts so most of our extra money has been going to that. 

Also, we finally had to replace our bathroom floor, which had been falling apart since we moved in here 6.5 years ago.  And now we're replacing the flooring in our spare bedroom, which desperately needed it after my brother in law recently moved out.  So we've run up a tab on our Lowe's credit card now. Ughh.  But atleast it's 0% interest and we have a plan in place and will pay it off before it incurs any interest.

So anyway, all this to say that our debt payoff will slow down a bit for the next month or two, but will pick back up full-speed afterwards.  Oh, and I also wanted to say thank you so much for all of your kind words of congratulations and encouragement.  It's a great motivator!

To see my previous posts about our debt payoff journey, go here.
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12.01.2011

Weekly Recap 11/20 - 11/26

How much extra money did you earn this week? How much did you save? Here's my weekly recap of money/gift cards earned, cash saved by using coupons, and freebies received.

It's fun to see your savings/earnings amounts all added up. It clearly shows that it's time well spent when you cut coupons, hunt for sales, and make little bits of money here and there. Here's my recap for last week, 11/20/11 - 11/26/11. 

Cash/Checks/Gift Cards Received
$5.00...... Amazon.com gift card from Swagbucks (Paid to use their FREE search engine!)
$0.14...... YouData (Paid to view ads)
$10.00.... Old Navy gift card (Free $10, when you purchased $10)
Total: $15.14

Coupon Savings
$10.00.... Payless
$4.99...... Dunkin Donuts
$2.00...... Pete's Pizza
Total: $16.99

Freebies
Address labels, gift tag stickers and a note tablet

Total 2011 Cash/Checks/Gift Cards Received: $1,945.65
Total 2011 Coupon Savings: $1,683.90

Find my previous weekly recaps here.

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